Kansas is a no-fault insurance state, which means that every Kansas automobile policy requires no-fault coverage (personal injury protection benefits), pursuant to which an injured motorist can file a claim through their own policy regardless of who caused a crash. Nonetheless, if another driver has negligently caused your injuries (in both Missouri and Kansas), the […]
Continue reading When the Other Motorist Lies to the Insurance Company
Tags: auto insurance, insurance, personal injury
Both Missouri and Kansas law requires motorists to carry motor vehicle insurance. This way motorists in those states have some degree of coverage in case they end up in accidents. Unfortunately, countless people only inspect their motor vehicle insurance terms after accidents have occurred. In reality, it is extremely helpful to appreciate the terms of […]
Continue reading What is Likely Covered by Your Car Insurance?
Tags: auto insurance, insurance, personal injury
Both the states of Missouri and Kansas require motor vehicle drivers to have car insurance if they plan on operating motor vehicles in the state. Regardless of whether you recently purchased your first vehicle or are upgrading what you drive, insurance coverage is vital. Kansas and Missouri both only require motorists to carry basic types […]
Continue reading The Limits of Insurance Coverage
Tags: auto insurance, car insurance, insurance
If you or a loved one was involved in a car crash, you almost certainly reported the incident to your insurance carrier as soon as possible. Insurance companies exist to help you recover compensation following accidents. Speaking to an adjuster can be challenging and sometimes destructive to a personal injury claim, however. Following a crash, […]
Continue reading How Insurance Adjusters Can Use Your Words Against You
Tags: car insurance, insurance, personal injury
After a car crash, the accident victims initiate claims through their own insurance but what if your Insurance Carrier Fails to Investigate? Before initiating a claim, insurance carriers almost always investigate the accident to validate details about how the crash occurred as well as to assess the value of the damages claimed.
Continue reading What if Your Insurance Carrier Fails to Investigate a Claim?
Tags: auto accident, auto insurance, car accident
Insurance companies are businesses. Minimizing money paid to injured victims is what the Insurance company wants. The most common ways that insurance companies limit payout is denying or delaying claims, and paying the least compensation possible. In order to help minimize the claims, insurance carriers often rely on private investigators to investigate claims. Thus, If […]
Continue reading Understanding the Role of a Private Investigator
Tags: auto insurance, insurance, personal injury
Being involved in a car accident is an overwhelming experience. The Centers for Disease Control and Prevention reports that approximately 2 million people are injured in car accidents each year, while 32,000 individuals are killed. For people involved in car collisions in Missouri, it is easy to end up feeling confused and uncertain about how […]
Continue reading How to Increase Your Chances of Receiving a Car Insurance Settlement
Tags: auto insurance, car accidents
A bad faith claim occurs when an insurance company does not fulfill its contractual obligation to a person who has purchased insurance coverage (known as an “insured”). Every state has different laws governing an insurance company’s obligation to an insured. Sometimes insurance companies act in bad faith by denying a legitimate claim against their insured […]
Continue reading Was Your Insurance Claim Denied in Bad Faith?
Tags: insurance
Vehicle collisions often result in thousands of dollars in medical bills alone. Other economic losses such as property damage and lost wages can drive this figure even higher. Additionally, car accident victims are entitled to compensation for their noneconomic losses, such as pain and suffering. Legally, auto insurance companies have a duty to pay this […]
Continue reading Defenses Insurance Companies Use to Avoid Paying Car Crash Claims
Tags: auto insurance, car accidents, insurance
Because motorcyclists are almost completely exposed to danger, in that they are not insulated from the outside world inside a car or truck, a motorcycle rider is 28 times more likely to die in a car crash than a vehicle occupant.
Continue reading Common Insurance Company Defenses in Motorcycle Crash Claims
Tags: insurance
