Being involved in a car accident is an overwhelming experience. The Centers for Disease Control and Prevention reports that approximately 2 million people are injured in car accidents each year, while 32,000 individuals are killed. For people involved in car collisions in Missouri, it is easy to end up feeling confused and uncertain about how […]
Continue reading How to Increase Your Chances of Receiving a Car Insurance Settlement
Tags: auto insurance, car accidents
Vehicle collisions often result in thousands of dollars in medical bills alone. Other economic losses such as property damage and lost wages can drive this figure even higher. Additionally, car accident victims are entitled to compensation for their noneconomic losses, such as pain and suffering. Legally, auto insurance companies have a duty to pay this […]
Continue reading Defenses Insurance Companies Use to Avoid Paying Car Crash Claims
Tags: auto insurance, car accidents, insurance
Missouri has one of the highest percentages of uninsured motorists in the country. Additionally, the Show-Me State has one of the lowest auto insurance minimum requirements in the country. Therefore, a number of tortfeasors (negligent drivers) may not have enough insurance coverage to provide fair compensation, especially in catastrophic injury cases. That is one reason […]
Continue reading Vicarious Liability in Car Wreck Claims: What is it and Why Does it Matter?
Tags: auto insurance, car accidents, insurance
Your auto insurance policy coverage may be higher than you think, due to the ability to stack multiple insurance policies. In fact, if you’re injured in an accident, and the other driver is at fault and has multiple policies, or the driver has multiple vehicles covered under one policy, stacking may be available. Both Kansas […]
Continue reading How Can You Stack Policies in Personal Injury Cases?
Tags: auto insurance, car accidents
If another driver on the road hits your car and is at fault, their insurance should cover damage to your vehicle and personal property. If the damage to your vehicle is sever, your vehicle may be deemed a total loss. Because insurance companies have a reasonable period of time to investigate and determine fault, this […]
Continue reading Understanding Auto Insurance: What You Need to Know About Property Damage and Comprehensive Coverage
Tags: auto accident, auto insurance
If you’re injured in a car accident, and you’re not at fault, how do you get your medical costs covered? The answer is a little different, depending on whether you live in Missouri or Kansas. In Kansas, every automobile insurance policy is required to provide personal injury protection benefits, but in Missouri, these medical benefits […]
Continue reading Understanding Auto Insurance: How Personal Injury Protection (PIP) and Med Pay Work
Tags: auto insurance, car accident, personal injury
In some situations, it is difficult or impossible to get the driver who injured you and caused your accident to pay for the damages they caused. The police might not be able to find the driver if they fled the scene of the accident. Sometimes the driver does not have insurance or adequate assets to […]
Continue reading Understanding Auto Insurance: What If I’m Injured by Someone Without Insurance or Someone Who Flees the Scene?
Tags: auto insurance, car accidents
