Hurt in an accident? You have the right to seek financial compensation from the at-fault party—and their insurer—through a personal injury claim. This raises an important question: Do I still need a personal injury attorney if the insurance company has offered a settlement? The short answer is “yes”—insurers often try to settle claims for far less than full value. Further, medical providers and some health insurance companies will claim they are entitled to be reimbursed directly from the settlement when they simply do not have that right. Here, our Kansas City personal injury lawyer highlights three reasons why you still need an attorney for your case, even if the insurance company is already offering a settlement.
Reason #1: A Personal Injury Attorney Can Evaluate the Settlement Offer
Dealing with insurance companies after an accident is never easy. If the insurer is stepping up and leading with a financial settlement offer, that is a good sign for your case. Still, it does not mean that they are offering you anything close to the financial compensation that you rightfully deserve. Do you know how much your personal injury claim is actually worth? Valuing a claim takes a professional. You should speak to a Kansas City personal injury lawyer. An experienced Kansas City personal injury attorney can review your case, assess your damages, and thoroughly evaluate the fairness of the settlement offer. Do not expect an insurance company to lead with the best offer.
Reason #2: A Personal Injury Attorney Can Document Your Damages
Documenting the full extent of your damages is absolutely vital to securing full and fair financial compensation through a personal injury claim in Missouri or Kansas City. Be sure to provide evidence that documents both economic losses and non-economic damages. This is one of the areas of the claims process where an attorney can make a big difference. Along with other types of evidence, your Kansas City personal injury lawyer can gather and organize your medical records, wage loss reports, and anything needed to establish the extent of your pain and suffering.
Reason #3: A Personal Injury Lawyer Can Negotiate for Additional Compensation
You are never required to accept a specific settlement offer from an insurance company. Injured victims always have the right to negotiate for additional financial compensation. Here is a key point to know: Insurance companies aim to minimize payouts. Their core goal is to limit their liability. A top-tier Kansas City personal injury lawyer can help you negotiate for additional financial compensation. If the initial offer is insufficient—which is very possible given how insurance companies operate—your lawyer can develop a strategy to effectively negotiate for a better payout.
Set Up a Free Consultation With Our Kansas City Personal Injury Lawyer Today
At House Law LLC, our Kansas City personal injury attorney is a passionate, justice-focused advocate for injured victims. Our firm is proactive and devoted to personalized support. If you have any specific questions about personal injury settlement negotiations, we are here to help. Contact us today to set up your free, no-obligation initial case review. With an office in Kansas City, our firm fights for the maximum financial compensation for injured victims in Missouri and Kansas.
Tags: brain injury, personal injury, traumatic brain injury
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